(Are you singing 80’s Springsteen with me??)
This month the DSMA Blog Carnival wants us to complete a sentence. “I wish my insurance company paid for _________because ______________.” Can I just say EVERYTHING???
But seriously, “everything” is my answer. I’ve been pretty lucky as health insurance goes. I have my insulin pump. My CGM got approved without much hassle. My first test strip order with my new insurance was denied because I test 8 - 10 times a day and they said that was more than they would cover, but I asked my endo's office to appeal it and within a week all of the test strips I need were delivered to my door. So yes, it could be worse . . . . but it could also be better.
I wish my insurance company would cover strips for which ever brand meter I’d like to use - instead of just the two brands they’ve decided I can choose from. While we are at it, I wish they'd also pay for the actual meter because I'm majorly pining for the iBGStar but don't have an extra $80 to shell out for it. I wish my insurance company covered all brands of insulin equally - instead of having “preferred” brands with lower copays. Unfortunately, my body does not “prefer” the brands on the lower copay tier. Even with coverage, the copays on the stuff I need is ridiculously expensive!
But still, I’m pretty lucky with insurance. I think of people who can’t get coverage for insulin pumps. I think of friends who are allowed only one or two test strips a day. I think of those who go to sleep every night scared stiff of lows, but can’t get coverage for a CGM to keep them safe. And I think of the struggles people with other illnesses and conditions go through over insurance.
So instead I wish ALL insurance companies paid for EVERYTHING PEOPLE WITH DIABETES (or any health condition) NEED TO LIVE LONG HEALTHY LIVES because WE DESERVE IT.
This post is my May entry in the DSMA Blog Carnival. If you’d like to participate too, you can get all of the information at http://diabetessocmed.com/2012/may-dsma-blog-carnival-2/ .